Carolina University offers supplemental insurance options through AFLAC to ensure that you are covered for any type of life event. 

Accident Advantage

Covers any accidental injury on or off the job.  An accident can be anything from a car wreck to something as simple as a case of poison ivy, crack a tooth eating food, pulled muscle, cur or even broken bone.

Aflac Plus Rider Benefit (Coronavirus Coverage)

Can be attached to Accident or Hospital Plan to help offset out of pocket expenses for items such:

  • Heart Attack
  • Stroke
  • Coma
  • Paralysis Type 1 Diabetes
  • Traumatic Brain Injury
  • Advanced Alzheimer’s Disease
  • Advanced Parkinson’s Disease
  • Amyotrophic Lateral Sclerosis (ALS or Lou Gehrig’s disease)
  • Loss of Independence
  • Sustained Multiple Sclerosis
  • Permanent Loss of Sight, Hearing, or Speech
  • Sudden Cardiac Arrest
  • Encephalitis
  • Necrotizing Fasciitis
  • Bacterial Meningitis
  • Osteomyelitis
  • Lyme Disease
  • Systemic Lupus
  • Sickle Cell Anemia
  • Cystic Fibrosis
  • Cerebral Palsy
  • Coronavirus

Aflac Cancer Protection Assurance

Helps cover out of pocket expenses associated with internal cancer’s for treatments such as radiation, chemo, stem cell transplant, bone marrow transplant, hospital confinement, surgery and more. 

Critical Care Protection

Helps cover the costs for treatments of illnesses and health events such as heart attacks, stroke, coma, etc. 

Hospital Choice

Provides assistance when a covered person is confined in a hospital for a sickness or injury.

For more information or to register for one of these benefits, please see the AFLAC handouts below and/or contract Tom and Susan Luebchow at 336-945-2520 or